The ex-chairman of Neiva commented on the situation with the revocation of the bank’s license. Pavel Efremov has worked at Neiva for over 7 years. He was the head of the organization until March. And the total experience in this bank is about 12 years. The former employee shared information on his Facebook account that the reasons for the license revocation are not true. The alleged real reasons were announced by the Central Bank of the Russian Federation. Also, the Central Bank spoke about a number of instructions sent to the bank “Neiva”. Efremov, however, claims that there were no more than 3 instructions in total, which were always carried out by the bank.
According to Efremov, the Central Bank’s decision has nothing to do with operations of a dubious nature. It would be enough if the Central Bank called and alerted the bank. This would be enough for Neiva to place a currency exchange stop on the stop. But it was decided to smash the entire bank. Issues of jobs, tax receipts, problems of retail clients, deprivation of working capital for companies are not taken into account by the Central Bank.
The ex-chairman also says that in reality the license was revoked due to a banal raid. The managers of the DIA are involved here, and it all ends with conspiracy theories. So they were able to cut off project activities to include the Russian IT giant in banking services in the service system of small and medium-sized businesses. At that time, the deal with the bank was already completed, and if it reached the final, then there would be a serious competitor to the entire ecosystem of state-owned banks.
Efremov commented in great detail on the previous claims of the Central Bank and Neiva’s reactions to them. So, in November 2020, there was an order to withdraw the loan and create an additional reserve for 1 million rubles. According to the norms, the situation is very ambiguous, but the bank legally included the loan obligation in the PIC. 1 million rubles did not become a starting point for a dispute with the Central Bank. Therefore, the injunction was fulfilled on the same day. However, in January 2021, an order was received to correct the statistical reporting. The penalty for the mistake was about 30 thousand rubles. Everything was fixed instantly, the fine was also paid on time. A few months later, a new order came to severely restrict the sale of foreign currency by about 30 percent. A few days later, Neiva sent a reply that the order was guaranteed to be fulfilled. In addition, the bank will change its business model and exclude the sale of foreign currency from the list of main operations, closing a dozen office premises. A day later, Neiva’s license was revoked.
After that, Neiva’s clients began to attack the Central Bank with statements about the illegal revocation of the license. The population used this bank as the main one for exchange operations. Therefore, losing Bank Neiva is a difficult question for both individuals and small and medium-sized businesses. It is necessary to change the bank, spend time on paperwork. Many clients now want to file a lawsuit with the Central Bank to challenge the decision to revoke the license. and challenge the regulator’s decision.
Earlier in the Urals there were already similar cases, however, claims against the Central Bank ended in the banks being declared bankrupt.