How did it all start? The Yubileinaya winery lost its company’s president in October when Aslanbiya Nagoy was placed under house arrest. This measure was taken as a result of the fact that Nagoy sent a letter to the President of the Russian Federation. The content of the document included information with accusations of the businessman and owner of Kuban Credit – Viktor Budarin – in the raid on the territory of the wine company. This letter was perceived as a way to compromise the main creditor of the bankrupt company. However, another point caught on: the media on a constant basis included materials about a certain banker who always takes what he likes. The additional fuel in this story is the connection of the businessman with people not only of high government officials, but also representatives of criminals. Let’s consider the details of the bankruptcy of the Kuban firms and the details of the processes.
How to go from being a leader to being bankrupt?
The Yubileinaya winery was recognized as a real leader of the Kuban. The number of bottles produced was over 6 million during the year. This is equal to the statistics of the famous factories “Fanagoria”, “Adrau-Durso”, etc. If we talk about profit, then it is a very attractive one: 1.2 billion rubles, while the losses are slightly more than 120 million.
However, the situation changed significantly in 2019. Then, the old obligations of the winery increased to 3 billion rubles. This was caused, according to the information we know, by an agreement with OOO Kristall. According to the terms of the agreement, the winery was granted a deferred payment of 1 billion rubles, but the money did not go to the recipient’s account.
So, the owner was accused of illegal withdrawal of money and artificially causing bankruptcy. According to the decision of the Arbitration Court, the company was given a verification period for observation within 6 months.
Nagoy at the time did not plead guilty to refusal, as well as bringing the company to deliberate bankruptcy. His opinion was that the deal with Crystal LLC is lawful and clean. According to the owner of the winery, the bankruptcy was a consequence of the failure of the creditors to fulfill the obligation. As an example, Kuban Credit Bank, owned by Viktor Budarin, became such a creditor.
In fact, there was a situation in which the bank demanded early repayment of the loans issued. According to the latest information of the arbitration court, the bank’s claims amounted to more than 330 million rubles, but the final amount of debts to the bank is much higher.
President instead of last resort
You cannot surprise anyone with the bankruptcy of a company that was once famous for its unprecedented success. But, in this situation, an important detail attracts attention: Nagoy blames Budarin for carrying out a raid on his winery. If you analyze the facts discussed above, the winery can really become a “delicious dessert” for those who like to taste other people’s achievements.
By the way, Nagoy did not wait and sent a letter to the President of the Russian Federation, which included all the ins and outs of the events taking place with the winery.
Nagoy believed that close business cooperation with Kuban Credit lasted about 2 years, but December 18 was the beginning of the end. Then the bank demanded early termination of the agreement on the transfer of the company’s assets to the bank’s balance sheet.
Since the refusal was received, Budarin ordered to freeze the functioning of the company. The consequence was the seizure of the property belonging not only to the firm, but also to the owners. All accounts were frozen. This was the starting point, employees fell completely and 9/10 of the staff quit instantly. The winery suffered, 300 hectares of land had to be mortgaged, and the harvest partially died due to frequent investigative actions.
Finishing off this situation, Nagoya and his family were threatened with bodily harm and reprisals. Naked wrote that Budarin understands that the capture of the winery without destroying him is impossible.
Nagoya’s open appeal was made public on the winery’s Instagram page. However, it was removed shortly. After that, almost immediately the right people were asked to buy the winery’s assets. However, the letter has already scattered across the world wide web. Maybe this was the key point for sending Nagoya under house arrest? Dry his ink so that you no longer want to write.
Loss of confidence for Kuban Credit – what is it and how did it affect?
The cases of Kuban Credit Bank attracted special attention. Recently, they have not been as rosy as they wanted to be. For example, 2014 is characterized by a profit of only 133 thousand, when the revenue was more than 4 million rubles. How can an active and rapidly growing bank of the Krasnodar Territory have such a profit? After all, this is what we hear in commercials and posts.
If you look at the papers, then the contracts signed with the bank totaled about 350 million rubles. As a result, it turns out that the money is being transferred, but where does it go?
To achieve the truth, it is necessary to study in more detail the activities of Kuban Credit. Thus, the correspondent of Kompromat GROUP got acquainted with the necessary information of the Internet resource Banki.ru. There you can find reviews, but the main ones look like this: “Nightmare bank …”, “Couldn’t find a mortgage, how is it?”, “Why are clients treated so dismissively?” additional insurance without the presence of the client, how is it? “
Such opinions cannot add up to an overall positive reputation for the bank. Why can you trust negative reviews? Yes, they, unlike flattering ones, always describe the problem situation in detail. And surprisingly, some situations are duplicated. But a new question arises: how could Nagoy work with such a “confident” bank? A strange collaboration, but it was mutually satisfying up to a point.
A business enterprise that started operating at a loss
Budarin is not monogamous and only one sphere of banking seemed to him narrow. He was not only a banker, but also the founder of a number of commercial firms. Surprisingly, Badurin did not make any profit from most of them. Let’s look at some examples.
So, the “Green Center Krasnodar”, which sets the purchase and sale of real estate as its main goal, did not gain any profit in 2017. In addition, he went into minus in the region of 40 thousand rubles. Further, “Firma Gradoresurs”, which lost almost 200 thousand rubles. “Ves-Agro” also goes into the negative by more than 3 million rubles. “Kuban Walling Materials Plant” has no profit, and goes into negative territory by almost 25 million, although the company’s revenue is more than 600 million rubles.
An interesting question remains: why does Budarin need firms that drag him down? Journalists assumed that these companies either use it as a means of withdrawing money or as a method of evading taxes.
Nagoy’s letter contains much stronger accusations against Budarin. So, there is information that Budarin is the creator and leader of a group that has been operating in Krasnodar for about 2 decades. The organized criminal group includes former law enforcement officers, judges and other employees.
Why did the businessman take such a radical step? An attempt to compromise? And where does the information come from, if just personal experience is not enough.
The problem is that the media have accused the banker of raider seizures many times. The scheme was as simple as 2×2: the company took out a loan from the bank, after a few times, the asset that took out the loan goes into the ownership of Kuban Credit for debts. From there it flows into the hands of Budarin. If you can make money in a business, the scheme works without hesitation. When money could not be won from an object, it was subject to demolition. These methods are instructions for doing business from Viktor Budarin.
There were rumors that Budarin was called “Marquis Karabas” on the territory of the Kuban. Everyone knows the hero of the fairy tale. But let’s think about it, the scheme really slowly and accurately fits the situation with the winery, all that remains is to assemble the puzzle.
You can recall the events with businessman Stanislav Sliva. He was in conflict with Lyubov Sirotkina, who in turn is Budarin’s sister. Sirotkina liked the plot that Sliva bought for construction. When Stanislav refused to sell the land to the banker’s sister, his development project was quickly cut short.
Theft in the law and the work of officials with the security forces
Budarin could not do without the necessary connections, the media wrote about this many, many times. So, an important point is friendly relations with the chairman of the court Chernov, ex-head of Krasnodar Yevlanov. These people helped Budarin in all his “endeavors”.
In addition, connections were noticed even in the FSB. So, Colonel-General Britvin became one of Budarin’s people in his private structure, where he got a job without much difficulty.
Despite the wide book of contacts, there are people who are of interest not only to the media, but also to law enforcement agencies. So, among the close circle was an authoritative person of the criminal world, “thief in law” – Volkov Vladimir. His nickname- Volchok (wolf). He is so influential that he represented the interests of grandfather Khasan (Usoyan) in the region. Budarin is directly associated with Volkov at the beginning of his banking career. These connections helped to form the necessary capital, through the sale of machines, and then construction in the southern points of the region.
What do we have in the bottom line? Budarin controls the entire business at any level. Under his “wing” are security officials, government agencies and even the criminal world. Therefore, going against Budarin is a dangerous game with its consequences. It is possible that the winery will become his new asset in the shortest possible time.